Your Profile. Our Logic.
Later Life Complexity: Solved.

App Feature
Later Life Details
Later Life App Screen

The free Later Life App solves the immediate complexities of ageing so you don't have to guess. Map your parents' entire financial position securely in minutes, absolutely free.

From Age Pension to Aged Care:
The free toolkit to manage the system.

Simply provide a basic profile, and our technology instantly applies every relevant rule to show exactly how the system treats your parents' specific situation.

You stop researching. The logic takes over.

Income, Work & Equity

  • Age Pension
  • Safe Income Zone
  • Home Equity Access Scheme
  • Downsizer Maths

Navigating Care

  • Support at Home
  • Residential Aged Care

Healthcare & Everyday Subsidies

  • Pensioner Concession Card
  • Commonwealth Seniors Health Card
  • Save on Doctor Appointments
  • Save on Medicines
  • Utility/Transport Savings
The Aged Care Journey

Aged care is a wall of complexity.
Solved.

We solve the financial puzzles of later life where 25 years of specialist experience meets our modern logic technology. Don't guess. Run your numbers.

PREVIEW FOR

Dad

CLASSIFICATION

Level 4

QUARTERLY BUDGET

$7,322.40

PRIORITY

MEDIUM

CONTRIBUTION

Independence: 30%

Everyday Living: 53%

Clinical Care: 0%

56%

OF MAX MEANS-TESTED

Personal Care
min 1h

$110

per hour

Med $100
$110
$85$115

You pay: $33

30%
Registered Nurse
min 1h

$180

per hour

Med $160
$180
$144$186
Domestic Assistance
min 1h

$110

per hour

Med $95
$110
$83$109

You pay: $58

53%
Later Life app
Brendan Ryan

25 Years of Experience + New Technology

Up until now, the core of my work has been manually mapping pathways through endless government rules, thresholds, and changes. I envisioned a tool that could absorb this complexity—and by matching my experience with modern technology, I have finally built it.

When aged care enters the equation, children are often called upon to support their parents. They are met with a wall of complexity that must be addressed; otherwise, entitlements are left on the table, wrong decisions are made, and stress levels escalate.

We now have the technology to solve the math and rule complexity, and the expertise to offer genuine guidance. I am excited to help families move through these transitions feeling confident and organized.

Brendan Ryan CFP®

FOUNDER, LATER LIFE ADVICE