Advanced Strategy.
Free Technology. Total Clarity.
Aged care is a wall of complexity. Rules, thresholds, and financial decisions collide at the worst possible time. We have built the modern system to solve the math, combined with the specialist expertise to handle the heavy lifting.
Income, Work & Equity
- Age Pension
- Safe Income Zone
- Home Equity Access Scheme
- Downsizer Maths
Navigating Care
- Support at Home
- Residential Aged Care
Healthcare & Subsidies
- Pensioner Concession Card
- CSHC
- Save on Doctor Appointments
- Save on Medicines
- Utility/Transport Savings
Residential Aged Care modeling
Aged care is a wall of complexity. Our technology identifies your position, but when it comes to the final modeling of assets, home strategies, and fee structures, we switch to a human-led, comprehensive advice model.
The First Step
The Later Life app maps your parents' entire financial position to determine their initial classification—identifying immediately if they are fully supported or assessed to contribute.
Specialist Modeling
Once your profile is linked, we take over to model the high-risk decisions: RAD vs. DAP strategy, home retention math, and means-tested care fee protection.
Administration & Paperwork
We guide you through the administration process and help you assess invoices to ensure everything remains on track. It's a guided service; we provide the logic and oversight while you stay in control.
Comprehensive Advice
What's Included
- Initial specialist consultation
- Detailed means test modeling
- Guided administration & paperwork
- Home retention vs sale strategy
- Family group meetings (Zoom)
- Ongoing support & invoice assessment