Later Life App | Later Life Advice

Government rules, brought together around your parent.

It can be difficult to know where to begin when a whole world of government rules is suddenly relevant to Mum or Dad. The Later Life App uses modern technology to bring those rules to your parent’s profile, instead of asking you to hunt across disconnected systems and work out what might apply.

Enter your parent’s financial situation and the app applies rules across Age Pension, concessions, Medicare, PBS, the Home Equity Access Scheme, downsizing, Support at Home and residential aged care means testing.

It is our flagship digital product, built on the same modelling framework we use in client work and designed as a companion to the Later Life Advice service, all yours to use free via the App Store.

Turn a vast rule system into a profile the family can use.

The app brings together the main government, care and financial rules that families usually have to check separately.

Age Pension

Concessions

Medicare Safety Net

Pharmaceutical Benefits Scheme

Work & Pension

Home Equity Access Scheme

Downsizer rules

Support at Home

Residential aged care

Maps

Government age triggers

Government tools and comparison sites

For more than 30 years, I have used spreadsheets and financial modelling to help families cut through complex later-life decisions. The technology we are building now lets us put that logic directly into the hands of families, in a way that is faster, clearer and more useful than anything I could have offered before.

Brendan Ryan, Later Life Advice

Available free on the App Store.

From exploring the rules to evaluating a decision.

The App uses government rules and thresholds to model the profile you enter. It helps you explore questions; personal advice considers the connected decisions, assumptions and trade-offs for your family.

The tools are free to explore. You can also contact us directly without using them first.

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